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Do I sound more like a Democrat or Republican?
Here are my positions -
Should the federal government institute a mandatory buyback of assault weapons? No
Should a business be able to deny service to a customer if the request conflicts with the owner’s religious beliefs? If they are not engaged in interstate commerce, the Federal Government shouldn't hold any power to legislate on the matter. At the state level (and federal if interstate) Yes, so long as they are not discriminating on the basis of race, sex, sexual orientation, transgender, or other uncontrollable factors.
Should the government continue to fund Planned Parenthood? Yes, with oversight to make sure the money is going o where it is supposed to.
Should universities provide “trigger warnings” and “safe spaces” for students? No
Do you support the death penalty? Generally no, with the possible exception of treason during an insurrection or invasion.
Should the government support a separation of church and state by removing references to God on money, federal buildings, and national monuments? No, this is referring to God as a concept.
Should businesses be required to have women on their board of directors? No
Do you support the legalization of same sex marriage? Yes, through a constitutional amendment. At the state level, yes.
Should the military allow women to serve in combat roles? Yes as long as they meet the same physical standards as men and pass the same tests.
Should marital rape be classified and punished as severely as non-marital rape? This should be a state-level issue, but yes.
Should terminally ill patients be allowed to end their lives via assisted suicide? Only if there is no chance of survival.
Should hate speech be protected by the first amendment? It is, and yes.
Should gay couples have the same adoption rights as straight couples? Yes
Should states be allowed to display the Confederate flag on government property? They have the right, but I would prefer my state not.
Should women be allowed to wear a Niqāb, or face veil, to civic ceremonies? I am not fully certain. I am leaning towards yes, as long as another woman has verified her identity.
Should welfare recipients be tested for drugs? Only if they have a criminal history related to drug abuse.
Should employers be required to pay men and women the same salary for the same job? This shouldn't be a federal issue unless it involves interstate commerce. But at the state-level (and federal if interstate), Yes if they work the same positions and for the same hours and conditions.
Should there be fewer or more restrictions on current welfare benefits? More, reform it so it supplements, rather than replaces, an income.
Should the government raise the federal minimum wage? The federal government should not have the power to enact minimum wage laws unless it involves interstate commerce, in which case yes, it should be $15 an hour. Each state should be able to set its own laws on the matter.
Should the government make cuts to public spending in order to reduce the national debt? No.
Should the U.S. increase tariffs on imported products from China? Yes, China should be punished for violations of international law.
Should businesses be required to provide paid leave for full-time employees during the birth of a child or sick family member? At the state-level, yes. At the federal level, yes, if they are involved in interstate commerce.
Should the government increase the tax rate on profits earned from the sale of stocks, bonds, and real estate? Capital gains should be taxed the same as ordinary income.
Should the current estate tax rate be decreased? No, I am satisfied with the current system.
Should the U.S. continue to participate in the North American Free Trade Agreement (NAFTA)? No.
Should the President offer tax breaks to individual companies to keep jobs in the U.S.? No, but put tariffs on all imported goods.
Should the government prevent “mega mergers” of corporations that could potentially control a large percentage of market share within its industry? No.
Do you believe labor unions help or hurt the economy? Help, in theory, but are sometimes harmful.
Should the government break up Amazon, Facebook and Google? No.
Should the government add or increase tariffs on products imported into the country? Yes, all imported goods should be taxed 20%.
Should the U.S. raise or lower the tax rate for corporations? Keep at current rate, but close all loopholes.
Should the government require businesses to pay salaried employees, making up to $46k/year, time-and-a-half for overtime hours? At the state level, yes. At the federal level, only if they are involved in interstate commerce.
Do you support the Trans-Pacific Partnership (TPP)? No.
Would you favor an increased sales tax in order to reduce property taxes? No.
Should pension plans for federal, state, and local government workers be transitioned into privately managed accounts? No.
Should the government subsidize farmers? For now, yes, but once we get out of trade deals, put tariffs on all imports, and tax all interstate sales, subsidies should be ended.
Should the government use economic stimulus to aid the country during times of recession? No, recessions are natural cycles.
Should the Federal Reserve Bank be audited by Congress? Yes, we should know where that money is going.
Should the IRS create a free electronic tax filing system? Yes.
Should an in-state sales tax apply to online purchases of in-state buyers from out-of-state sellers? No, the federal government should not enact an intrastate sales tax.
Should pension payments be increased for retired government workers? Yes, adjust them yearly for inflation.
Should U.S. citizens be allowed to save or invest their money in offshore bank accounts? Yes, as long as all income is reported.
Should the government classify Bitcoin as a legal currency? Yes, but maintain the system of the dollar and cash as a legal currency.
Should the government acquire equity stakes in companies it bails out during a recession? No.
Do you support charter schools? No.
Should the government decriminalize school truancy? No for Elementary school. For middle and high school, no social studies and English, yes for everything else.
Should there be more restrictions on the current process of purchasing a gun? States and the federal government should not be allowed to enact any restrictions on black powder weapons or ammunition for them. For cartridge firearms, the federal government should only have the power to regulate interstate sale of them. At the state level, cartridge firearms should require a license to obtain. The process should involve passing a mental and physical health exam, having a decent criminal record, and passing a written and shooting exam. Handguns and centerfire semi-automatic weapons should have higher standards for licensing and should be registered before being obtained, but automatic CCW to anyone who has a license for a handgun. fully automatic weapons should be illegal to sell, except to collectors, who must meet an even higher standard to obtain.
Should victims of gun violence be allowed to sue firearms dealers and manufacturers? No, this is just dumb.
Should the President of the United States have the power to deploy military troops in order to stop protests? If any state governments are overthrown, yes. Otherwise, only if the Governor of a state requests assistance.
Should teachers be allowed to carry guns at school? Yes if they have a valid license 9see above).
Should it be illegal to burn the American flag? No, but I have no respect for anyone who does.
Should the state government order schools to provide online only classes in order to combat coronavirus? No, let each school decide.
Should there be term limits set for members of Congress? Yes, maximum four terms for the House, and maximum two for the Senate.
Should people on the “no-fly list” be banned from purchasing guns and ammunition? No, this denies one of due process rights.
Are you in favor of decriminalizing drug use? Yes, for most but not all drugs (basically the really bad ones, e.g., meth, heroin, etc;)
Should the NSA (National Security Agency) be allowed to collect basic metadata of citizen’s phone calls such as numbers, timestamps, and call durations? Only with a warrant and probable cause of a crime.
Should the Supreme Court be reformed to include more seats and term limits on judges? No, this is just trying to pack the court, which should not be politicized.
Should the government regulate social media sites, as a means to prevent fake news and misinformation? No, this violates free speech.
Do you support the Patriot Act? Not the clause that allows warrantless searches.
Should the government be allowed to seize private property, with reasonable compensation, for public or civic use? Only for public land and not for privatization, and the owner must be paid for losses in full.
Should college sports be played in the fall of 2020? Yes, but let teams decide.
Should local police increase surveillance and patrol of Muslim neighborhoods? No, this just breeds resentment.
Should the government raise the retirement age for Social Security? No
Should the government pass laws which protect whistleblowers? Yes, so long as national security isn't compromised.
Should the redrawing of Congressional districts be controlled by an independent, non-partisan commission? Yes, gerrymandering breeds corruption.
Should internet service providers be allowed to speed up access to popular websites (that pay higher rates) at the expense of slowing down access to less popular websites (that pay lower rates)? If they are privately owned, yes.
Should the U.S. government grant immunity to Edward Snowden? For his leaks on domestic surveillance, yes. Some other things, maybe not.
Should foreign terrorism suspects be given constitutional rights? Yes.
Do you support the killing of Iranian Major General Qassem Soleimani? Yes.
Should the U.S. continue to support Israel? Yes.
Should the U.S. accept refugees from Syria? Yes, but only after extensive background checks to confirm that they are not a threat and are genuine refugees and not economic migrants.
Should the government increase or decrease military spending? Decrease by streamlining it, and making it more efficient, through eliminating wasteful spending.
Should the military fly drones over foreign countries to gain intelligence and kill suspected terrorists? No, unless said country has approved it, and American citizens should be given fair trials.
Should the military be allowed to use enhanced interrogation techniques, such as waterboarding, to gain information from suspected terrorists? No.
Should every 18 year old citizen be required to provide at least one year of military service? No, but maintain the Selective Service system and allow states to draft people if necessary.
Should Jerusalem be recognized as the capital of Israel? Yes.
Should the U.S. go to war with Iran? No, they should be disarmed through diplomatic channels.
Should the U.S. remain in the United Nations? Yes.
Should the U.S. remain in NATO? Yes.
Should the U.S. defend other NATO countries that maintain low military defense budgets relative to their GDP? Yes, but get them to pay their share.
Should the United States pull all military troops out of Afghanistan? If the Afghan government wants us to, then yes.
Should the U.S. sell military weapons to India in order to counter Chinese and Russian influence? Yes.
Should the U.S. conduct military strikes against North Korea in order to destroy their long-range missile and nuclear weapons capabilities? No, use all diplomatic means first.
Do you support President Obama’s move to lift the trade and travel embargo on Cuba? Yes.
Should it be illegal to join a boycott of Israel? No.
Should the government cancel production of the F-35 fighter? Yes, until the price has been lowered or our deficits have been drastically reduced, and its hardware is drastically improved.
Do you support the Patient Protection and Affordable Care Act (Obamacare)? No.
Should people be required to work in order to receive Medicaid? No.
Should cities open drug “safe havens” where people who are addicted to illegal drugs can use them under the supervision of medical professionals? Yes.
Do you support the legalization of Marijuana? The federal government should not have the power to ban marijuana, except to regulate or ban its interstate sale, which it shouldn't at the state level, legalize.
Should the government regulate the prices of life-saving drugs? No.
Should health insurers be allowed to deny coverage to individuals who have a pre-existing condition? At the federal level, no, if they are operating in interstate commerce. At the state level, no.
Should there be more or less privatization of veterans’ healthcare? Less, improve the current system.
Should the federal government increase funding of health care for low income individuals (Medicaid)? Yes.
Should the federal government be allowed to negotiate drug prices for Medicare? Yes.
Should the government fund the World Health Organization? Yes.
Should the government increase environmental regulations to prevent climate change? No.
Should researchers be allowed to use animals in testing the safety of drugs, vaccines, medical devices, and cosmetics? Yes, but not for cosmetics.
Should the U.S. expand offshore oil drilling? No, but maintain current rigs.
Do you support the use of hydraulic fracking to extract oil and natural gas resources? Allow it to be legal, but don't subsidize.
Should the government stop construction of the Dakota Access pipeline? No.
Should disposable products (such as plastic cups, plates, and cutlery) that contain less than 50% of biodegradable material be banned? No.
Should drilling be allowed in the Alaska Wildlife Refuge? No.
Should cities be allowed to offer private companies economic incentives to relocate? Yes.
Should the government give tax credits and subsidies to the wind power industry? No, no industry should be favored.
Should the government require children to be vaccinated for preventable diseases? No.
Do you support the use of nuclear energy? Yes, lessen restrictions, but no subsidies.
Should producers be required to label genetically engineered foods (GMOs)? Yes.
Should illegal immigrants have access to government-subsidized healthcare? No.
Should immigrants be deported if they commit a serious crime? Yes, after serving their sentence.
Should illegal immigrants be offered in-state tuition rates at public colleges within their residing state? No.
Should the U.S. build a wall along the southern border? No, but make a high tech surveillance barrier instead of a physical wall. This is because a physical wall would be too costly and ineffective.
Should local law enforcement be allowed to detain illegal immigrants for minor crimes and transfer them to federal immigration authorities? Yes.
Should sanctuary cities receive federal funding? No.
Should the U.S. increase restrictions on its current border security policy? Yes.
Should immigrants be required to pass a citizenship test to demonstrate a basic understanding of our country’s language, history, and government? Yes.
Should children of illegal immigrants be granted legal citizenship? Yes, if they were born here.
Should Muslim immigrants be banned from entering the country until the government improves its ability to screen out potential terrorists? No.
Should immigrants be required to learn English? Yes, if they wish to become citizens.
Should there be a temporary ban on all immigration into the United States? No, but increase border security.
Should the US increase or decrease the amount of temporary work visas given to high-skilled immigrant workers? Increase, our economy relies on businesses hiring the highest skilled workers at the lowest cost.
Should working illegal immigrants be given temporary amnesty? No.
Should immigrants to the United States be allowed to hold dual citizenship status? Yes.
Do you support Common Core national standards? Yes, but only for English and social studies.
Should a photo ID be required to vote? No, but gradually update voter rolls and purge voters who are required to be according tot eh Voting Registration act of 1993.
Should foreigners, currently residing in the United States, have the right to vote? No, only citizens should.
Should the minimum voting age be lowered? No.
Should the electoral college be abolished? No.
Should the US have a mail-in ballot process for whole states in local, state, and federal elections? No.
Should foreign lobbyists be allowed to raise money for American elections? No.
Should there be a limit to the amount of money a candidate can receive from a donor? No.
Should corporations, unions, and non-profit organizations be allowed to donate to political parties? No.
Should there be a 5-year ban on White House and Congressional officials from becoming lobbyists after they leave the government? No.
Should political candidates be required to release their recent tax returns to the public? No.
Should funding for local police departments be redirected to social and community based programs? No, increase funding and training for police departments in higher crime rate communities
Should police officers be required to wear body cameras? Yes.
Should convicted criminals have the right to vote? Yes, but only after completing their sentence and probation.
Should drug traffickers receive the death penalty? No.
Should non-violent prisoners be released from jail in order to reduce overcrowding? Yes, but have them do community service.
Do you support mandatory minimum prison sentences for people charged with drug possession? No.
Should the government hire private companies to run prisons? No.
Should prisons ban the use of solitary confinement for juveniles? No, but it is currently being overused
Should the US assassinate suspected terrorists in foreign countries? No, capture, interrogate, and imprison them instead
What is your position on Abortion? Adopt a constitutional amendment overturning Roe v Wade and allow state to enact their own laws. At the state level, abortion should be legal within the first 20 weeks, but afterwards, should be banned except for exceptional cases.
How Can I Improve my Financial Situation? 26 y/o in NYC
[Intro] Hi Reddit, I wanted to make a post to get some thoughts on my current financial situation and also advice on how to move forward in case there are better opportunities with what to do with my money that I may be missing out on. I'm going to be extremely transparent with my income, expenses, and savings allocation because I'm looking for specific thoughts on how to improve. [Context] I am 26 years old and have been living & working full time in tech sales for exactly 3 years in NYC. [Income] My first year salary was 44k + commissions, which totalled 49k pre-tax, 35k post-tax. My second year salary was 46k + commissions, which totalled 57k pre-tax, 41k post-tax. My third year salary was 48k + commissions, which totalled 90k pre-tax, 57k post-tax. This comes out to 196k pre-tax, 133k post-tax. [Expenses] I have kept track of every single penny I have spent in the past 3 years in my personal expenses spreadsheet. In total of those past 3 years, I have spent roughly $92k, details as follows:
TOTAL SPENT ON CATEGORY
% OF POST-TAX INCOME (133k) SPENT ON CATEGORY
[Cash/Savings/Investments/Retirement Portfolio] Given my math, I have made ~$133k total post-tax, and spent ~92k in the past 3 years, which equates ~41k leftover, which I have allocated as follows:
% OF TOTAL ALLOCATION
HIGH-INTEREST SAVINGS ACCOUNT
ally, 1% interest rate, deposit $25/wk
BETTERMENT AUTO INVESTING
deposit $50/wk, up 2% all time (started 2 years ago)
BETTERMENT ROTH IRA
deposit $25/wk, up 2% all time (started 2 years ago)
spontaneous deposits, up 25% all time (started 2 years ago)
$100/bi-weekly, break-even (started 1 year ago)
$323/monthly, contribute max to get full employer match of 4%
Altogether, everything I have comes close to around 50k, but I guess the Roth IRA and 401k should not be included, which would be closer to 43k. [Conclusion] I hope this is not taken the wrong way or as if I am coming across as boastful. I share because I would love any thoughts from the PF community on how I can improve in any way when it comes to - my income (making more), - expenses (spending less), and - current allocations (cash/checkings, investments, retirement funds). Totally open to any and all criticism and feedback!
Dash Competitive basket index for Wednesday, 24 June, 2020.
Dash showing some life today on the 24 hour. We briefly spiked to $75.48 before dropping back to our normal $72’ish. It would appear that Binance spun up 135 new Masternodes and this may have spiked the price. Interesting. https://twitter.com/binance/status/1275726367087382531/photo/1 Of course, the 7 day data still looks terrible. The 24 hour data looked pretty good, but we need consistency.
Dash outperformed 5 of the 21 cryptos listed above us on CoinPaprika (24% win rate). The 30 day SMA* is 35%
Dash outperformed 6 of the 10 cryptos ranked below us (60% win rate). The 30 day SMA* is 31%.
In total, Dash outperformed 11 of the top 31 cryptos (36% win rate) on the 7 day time frame. The 30 day SMA* is 34%.
Bitcoin dominance dropped 2/10ths to 64.0%.
16 of the top 31 cryptos beat Bitcoin (52%) on the 7 day data.
On the 7 day time frame, 11 of the top 32 cryptos (34%) were in the green.
On the 24 hour time frame, 8 of the top 32 (25%) cryptos were in the green.
On the 24 hour time frame, Dash beat 20 of the top 31 cryptos (65%).
Bitcoin 11 Years - Achievements, Lies, and Bullshit Claims So Far - Tooootally NOT a SCAM !!!!
That's right folks, it's that time again for the annual review of how Bitcoin is going: all of those claims, predictions, promises .... how many have turned out to be true, and how many are completely bogus ??? Please post / link this on Bitcoin (I am banned there for speaking the truth, so I cannot do it) ... because it'a way past time those poor clueless mushrooms were exposed to the truth. Anyway, without further ado, I give you the Bitcoin's Achievements, Lies, and Bullshit Claims So Far ... . Bitcoin Achievements so far:
It has spawned a cesspool of scams (2000+ shit coin scams, plus 100's of other scams, frauds, cons).
Many 1,000's of hacks, thefts, losses.
Illegal Use Cases: illegal drugs, illegal weapons, tax fraud, money laundering, sex trafficking, child pornography, hit men / murder-for-hire, ransomware, blackmail, extortion, and various other kinds of fraud and illicit activity.
Legal Use Cases: Steam Games, Reddit, Expedia, Stripe, Starbucks, 1000's of merchants, cryptocurrency conferences, Ummm ????? The few merchants who "accept Bitcoin" immediately convert it into FIAT after the sale, or require you to sell your coins to BitPay or Coinbase for real money, and will then take that money. Some of the few who actually accept bitcoin haven't seen a customer who needed to pay with bitcoin for the last six months, and their cashiers no longer know how to handle that.
Contributing significantly to Global Warming.
Wastes vasts amounts of electricity on useless, do nothing work.
Exponentially raises electricity prices when big miners move into regions where electricity was cheap.
It’s the first "currency" that is not self-sustainable. It operates at a net loss, and requires continuous outside capital to replace the capital removed by miners to pay their costs. It’s literally a "black hole currency."
It created a new way for people living too far from Vegas to gamble all their life savings away.
Spawned "blockchain technology", a powerful technique that lets incompetent programmers who know almost nothing about databases, finance, programming, or blockchain scam millions out of gullible VC investors, banks, and governments.
Increased China's foreign trade balance by a couple billion dollars per year.
Helped the FBI and other law enforcement agents easily track down hundreds of drug traffickers and drug users.
Wasted thousands if not millions of man-hours of government employees and legislators, in mostly fruitless attempts to understand, legitimize, and regulate the "phenomenon", and to investigate and prosecute its scams.
Rekindled the hopes of anarcho-capitalists and libertarians for a global economic collapse, that would finally bring forth their Mad Max "utopia".
Added another character to Unicode (no, no, not the "poo" 💩 character ... that was my first guess as well 🤣)
Provides an easy way for malware and ransomware criminals to ply their trade and extort hospitals, schools, local councils, businesses, utilities, as well as the general population.
~~Bitcoin is "striking fear into the hearts of bankers, precisely because Bitcoin eliminates the need for banks. ~~, Mark Yusko, billionaire investor and Founder of Morgan Creek Capital, https://www.bitcoinprice.com/predictions/
"A bitcoin miner in every device and in every hand."
"All the indicators are pointing to a huge year and bigger than anything we have seen before."
"Bitcoin is communism and democracy working hand in hand."
"Bitcoin is freedom, and we will soon be free."
"Bitcoin isn't calculated risk, you're right. It's downright and painfully obvious that it will consume global finance."
"Bitcoin most disruptive technology of last 500 years"
"Bitcoin: So easy, your grandma can use it!"
"Creating a 4th Branch of Government - Bitcoin"
"Future generations will cry laughing reading all the negativity and insanity vomited by these permabears."
"Future us will thank us."
"Give Bitcoin two years"
"HODLING is more like being a dutiful guardian of the most powerful economic force this planet has ever seen and getting to have a say about how that force is unleashed."
"Cut out the middleman"
"full control of your own assets"
"reduction in wealth gap"
"cannot print money out of thin air"
"Why that matters? Because blockchain not only cheaper for them, it'll be cheaper for you and everyone as well."
"If you are in this to get rich in Fiat then no. But if you are in this to protect your wealth once the current monetary system collapse then you are protected and you'll be the new rich."
"Theres the 1% and then theres the 99%. You want to be with the rest thats fine. Being different and brave is far more rewarding. No matter your background or education."
"NO COINERS will believe anything they are fed by fake news and paid media."
"I know that feeling (like people looking at you as in seeing a celebrity and then asking things they don't believe until their impressed)."
"I literally walk round everyday looking at other people wondering why they even bother to live if they don't have Bitcoin in their lives."
"I think bitcoin may very well be the best form of money we’ve ever seen in the history of civilization."
"I think Bitcoin will do for mankind what the sun did for life on earth."
"I think the constant scams and illegal activities only show the viability of bitcoin."
"I think we're sitting on the verge of exponential interest in the currency."
"I'm not using hyperbole when I say Satoshi found the elusive key to World Peace."
"If Jesus ever comes back you know he's gonna be using Bitcoin"
"If this idea was implemented with The Blockchain™, it would be completely flawless! Flawless I tell you!"
"If you're the minimum wage guy type, now is a great time to skip food and go full ramadan in order to buy bitcoin instead."
"In a world slipping more and more into chaos and uncertainty, Bitcoin seems to me like the last solid rock defeating all the attacks."
"In this moment, I am euphoric. Not because of any filthy statist's blessing, but because I am enlightened by own intelligence."
"Is Bitcoin at this point, with all the potential that opens up, the most undervalued asset ever?"
"It won't be long until bitcoin is an everyday household term."
"It's the USD that is volatile. Bitcoin is the real neutral currency."
"Just like the early Internet!"
"Just like the Trojan Horse of old, Bitcoin will reveal its full power and nature"
"Ladies if your man doesnt have some bitcoin then he cant handle anything and has no danger sex appeal. He isnt edgy"
"let me be the first to say if you dont have bitcoin you are a pussy and cant really purchase anything worldwide. You have no global reach"
"My conclusion is that I see this a a very good thing for bitcoin and for users"
"No one would do such a thing; it'd be against their self interests."
"Ooh lala, good job on bashing Bitcoin. How to disrespect a great innovation."
"Realistically I think Bitcoin will replace the dollar in the next 10-15 years."
"Seperation of money and state -> states become obsolete -> world peace."
"Some striking similarities between Bitcoin and God"
"THANK YOU. Better for this child to be strangled in its crib as a true weapon for crypto-anarchists than for it to be wielded by toxic individuals who distort the technology and surrender it to government and corporate powers."
"The Blockchain is more encompassing than the internet and is the next phase in human evolution. To avoid its significance is complete ignorance."
"The bull run should begin any day now."
"The free market doesn't permit fraud and theft."
"The free market will clear away the bad actors."
"The only regulation we need is the blockchain."
"We are not your slaves! We are free bodies who will swallow you and puke you out in disgust. Welcome to liberty land or as that genius called it: Bitcoin."
"We do not need the bankers for Satoshi is our saviour!"
"We have never seen something so perfect"
"We must bring freedom and crypto to the masses, to the common man who does not know how to fight for himself."
"We verified that against the blockchain."
"we will see a Rennaisnce over the next few decades, all thanks to Bitcoin."
"Well, since 2006, there has been a infinite% increase in price, so..."
"What doesn't kill cryptocurrency makes it stronger."
"When Bitcoin awake in normally people (real people) ... you will have this result : No War. No Tax. No QE. No Bank."
"When I see news that the price of bitcoin has tanked (and thus the market, more or less) I actually, for-real, have the gut reaction "oh that’s cool, I’ll be buying cheap this week". I never knew I could be so rational."
"Where is your sense of adventure? Bitcoin is the future. Set aside your fears and leave easier at the doorstep."
"Yes Bitcoin will cause the greatest redistribution of wealth this planet has ever seen. FACT from the future."
"You are the true Bitcoin pioneers and with your help we have imprinted Bitcoin in the Canadian conscience."
"You ever try LSD? Perhaps it would help you break free from the box of state-formed thinking you have limited yourself..."
"Your phone or refrigerator might be on the blockchain one day."
The banks can print money whenever they way, out of thin air, so why can't crypto do the same ???
Central Banks can print money whenever they way, out of thin air, without any consequences or accounting, so why can't crypto do the same ???
It's impossible to hide illegal, unsavory material on the blockchain
It's impossible to hide child pornography on the blockchain
All Bitccoins are the same, 100% identical, one Bitcoin cannot be distinguished from any other Bitcoin.
The price of Bitcoin can only go up because of scarcity / 21 million coin limit. (Bitcoin is open source, anyone can create thir own copy, and there are more than 2,000+ Bitcoin copies / clones out there already).
immune to government regulation
"a world-changing technology"
"a long-term store of value, like gold or silver"
"To Complex to Be Audited."
"Old Auditing rules do not apply to Blockchain."
"Old Auditing rules do not apply to Cryptocurrency."
Bitcoin now at $16,600.00. Those of you in the old school who believe this is a bubble simply have not understood the new mathematics of the Blockchain, or you did not cared enough to try. Bubbles are mathematically impossible in this new paradigm. So are corrections and all else", John McAfee, 7 Dec 2017 @ 5:09 PM,https://mobile.twitter.com/officialmcafee/status/938938539282190337
2013-11-27: ""What is a Citadel?" you might wonder. Well, by the time Bitcoin became worth 1,000 dollar [27-Nov-2013], services began to emerge for the "Bitcoin rich" to protect themselves as well as their wealth. It started with expensive safes, then began to include bodyguards, and today, "earlies" (our term for early adapters), as well as those rich whose wealth survived the "transition" live in isolated gated cities called Citadels, where most work is automated. Most such Citadels are born out of the fortification used to protect places where Bitcoin mining machines are located. The company known as ASICminer to you is known to me as a city where Mr. Friedman rules as a king.", u/Luka_Magnotta, aka time traveler from the future, 31-Aug-2013, https://www.reddit.com/Bitcoin/comments/1lfobc/i_am_a_timetraveler_from_the_future_here_to_beg/
2018-12: Listen up you giggling cunts... who wants some?...you? you want some?...huh? Do ya? Here's the deal you fuckin Nerds - Butts are gonna be at30 grandor more by next Christmas  - If they aren't I will publicly administer an electronic dick sucking to every shill on this site and disappear forever - Until then, no more bans or shadow bans - Do we have a deal? If Butts are over 50 grand me and Lammy get to be mods. Deal? Your ole pal - "Skully"u/10GDeathBoner, 3-Feb-2018 https://www.reddit.com/Buttcoin/comments/7ut1ut/listen_up_you_giggling_cunts_who_wants_someyou/
2018-12: "Bitcoin could be at$40,000by the end of 2018, it really easily could", Mike Novogratz, a former Goldman Sachs Group Inc. partner, ex-hedge fund manager of the Fortress Investment Group and a longstanding advocate of cryptocurrency, 21-Sep-2018, https://www.youtube.com/watch?v=6lC1anDg2KU
2018-12: Bitcoin will end 2018 at the price point of$50,000, Ran Neuner, host of CNBC’s show Cryptotrader and the 28th most influential Blockchain insider according to Richtopia,https://www.bitcoinprice.com/predictions/
Sharing my recent Norbert's Gambit experience at TDDI with DLR.TO
I needed to move US$52k from the US side of my RRSP, to the Canadian side. Bought DLR.U at US$10.12. The fun started the next morning when I saw this in my Webbroker portal: https://imgur.com/a/tq10R2r This was a bit panic-inducing because I saw the Canadian flag against the security, and the text description does not say that is is DLR.U, it says DLR. I called TDDI and they reassured me that I bought DLR.U. Their portal is broken. I waited a couple of days for the trade to settle, and then I transferred the DLR.U to the Canadian side using the "Transfer Securities" function that you can find under the "Accounts" menu, here: https://imgur.com/a/fJhVjzz That happened instantaneously, and I sold the DLR (the DLR.U gets automagically converted when you do the transfer) for 13.37. In the end, I got C$69 138.43 for my US$52.350.63, on Friday. I looked up the exchange rate offered by TD this morning, it is 1.2926. It means that I would have got roughly C$67 668 if I had exchanged through them. So I saved in the area of 69 138 - 67 668 = $1 470. I have to work about a week to have that in my take home pay, and it's better in my pocket than in the banksters' pockets. I accepted currency fluctuation risk for 2 days to accomplish this, but USD is not bitcoin so the risk is not large. Good luck to all!
Disclaimer: This is my editing, so there could be some misunderstandings. For the general view of 'what's going on?' of this dynamic ride... 2/16 dom어제 오전5:44 Just FYI: the team is now working on a plan on how to recover from this and get the network back into operations while also allowing anyone who might have been affected to safely transition.there are no guarantees just yet, but we will do our best to get this through ASAP. Hopefully we will have a concrete action plan tomorrow and will then communicate it. On the vulnerability side, all parties are notified and they are working with law enforcement and external auditors to fully understand how this happened.We will keep you guys posted. dom어제 오전5:47 needless to say,that the vulnerability itself was rather sophisticated and required access on multiple levels to be able to execute it on this scale. Hopefully we will be able to share more soon. [Did the vulnerability existed after or before the audit on trinity?] after the audit dom어제 오전5:51 Currently it looks likethis will only be for recent Trinity Desktop users dom어제 오전5:56 the entire Trinity team did an amazing job and there is not a single person to blame.The attack itself was very sophisticated and targeted at IOTA and Trinity itself. We are already working on v2 where none of this would be possible.We will share our learnings from this publicly and also share what kind of precautionary measures we are taking. dom어제 오전5:58 The community also did an amazing job in helping to guide us through and give assistance to other community members. dom어제 오전5:58 we actually were having discussions a few weeks ago to rename Trinity (because of the religious connotation) Jelle Millenaar [IF]어제 오전6:37 We didn't really have panic and chaos. We actually worked really well together. Jelle Millenaar [IF]어제 오전6:38 [IF members, do you get paid Over Time for all the awesome work or PURE DEDICATION?] nobody considers this overtime or anything. We just contribute because we know it is needed. dom어제 오전7:45 [If dependencies carry this risk, maybe they should've done an official CORE wallet and saved all the fluffy stuff for a third party app.] that's how the new Trinity will work.Sucks that it happened now especially after we wanted to put it into maintenance mode anyways dom어제 오전7:49 [How do we know if the hacker has our seeds?] this is related to a third party, unrelated to IF or IOTA dom어제 오전7:50 we know that this could have only been done through intrusion / collusion of an external source. [Dom are you fully confident to solve all those problems especially regarding the possibility of even more people getting scammed instantly after coo is back again?] yes, relatively sure. That is why we are taking the necessary time to plan accordingly. dom어제 오전7:55 We will provide more information on how this exploit was done soon. All the involved parties are aware of the situation dom어제 오전7:58 [Please give us some time before you start the coo information that we can move to new seed instantly] don't worry, we will get it all sorted out. dom어제 오전8:22 once life is a bit less "tumultuos" I still want to work on that Autonomous Bar concept powered by IOTA (access control, id verification, payment and a bunch of robots) Eric Hop [IF]어제 오후2:44 Pretty good. I'd be surprised if we find more theft bundles. Only found one more today, while building a timeline of the theft. Eric Hop [IF]어제 오후2:50 We have several separate teams. One is looking at how to resume. One is looking at how to be able to rescue the funds. Others are interacting with law enforcement and third parties. I'm part of DAFT. The Data Analysis Forensics Team.Haha Eric Hop [IF]어제 오후3:01 Some if the people in Coordicide team like Hans have been helping out.It was an all hands on deck situation. I actually loved it. We haven't had this much of a team spirit in quite a while.Usually everyone plays in their own sand box.But this time we all played together on the beach. It's such a joy working with so many extremely smart people. With so many eyes on the ball we did not miss much opportunities to figure things out. Eric Hop [IF]어제 오후3:07 And for me personally this was a great time. I am all about puzzle solving. And this was the greatest puzzle of all. With a built-in time limit.Haha Eric Hop [IF]어제 오후3:12 I'm not doing official statements. Butwe have a good overview of what happened and the extent of it. Right now we want to hammer down how to resume without risks and how to safeguard the stuck funds if possible.What is especially funny to me is that the coordinator that everyone was bitching about for years did exactly the thing it was meant to do. It allowed us to halt an exploit that otherwise would have cost everyone dearly. Eric Hop [IF]어제 오후3:15 It was meant as safeguard, training wheels, while we mature. And while we need to remove it due to it being a single point of failure and a bottle neck to scaling, I will be kind of sad to see it go. Yes, IF would have done the same to safeguard funds, if a third party wallet would have been the cause. Just because we can. Eric Hop [IF]어제 오후3:37 Yes it was a manual attack. The sophistication was in the exploit. But he seemed to be not too sophisticated iota-wise.Everyone has their specialties I guess. Eric Hop [IF]어제 오후3:41 And as an aside I wish people would fuck off about the whole iota not being decentralized because of coordinator,when every block chain token is centralized around a few mining pools that seriously disrupt any possibility for positive software development.They fucking hold back everything that influences their bottom line. Which is why Bitcoin and the rest have pretty much been stagnant for years while we move forward constantly. dom오늘 오전7:08 We will release a new Trinity version tomorrow with the fixes implemented.It's not yet the full transition tool, but it's the first step towards fully going back to operations. dom오늘 오전7:09 Just wait for the rest.It is important that we get this 100% right and we are still further investigating, so there is a lot of behind the scenes work happening right now. David Sønstebø오늘 오전8:52 So... Tangle EE Quite cool eh? It's so unfortunate that this asshole managed to distract everything away from one of the biggest steps towards global adoption Let's not give this fuckface further attention.The cause has been identified, law enforcement is involved and mitigation strategy is being worked on. There will be further official updates, but let's not halt the whole IOTA project due to one idiot. David Sønstebø오늘 오전8:56 [Is he identified?] Let's just say that there's a lot of traces. The attacker does not seem to have been too sophisticated. Official update on Monday will provide details. David Sønstebø오늘 오전9:03 [How will this situation affect iotas partners?] My best guess: further increasing our reputation as an organization that solves hard problems efficiently and doesn't shy away from difficulties.Every company in the world has had issues similar to this. Keep in mind that this does not at all affect the protocol/Tangle/IOTA. David Sønstebø오늘 오전9:08 We do have a bounty program. This/these individual/s were not interested in the greater good, pure greed and incompetence David Sønstebø오늘 오전9:10 [Any examples of use cases for DID on the tangle?] Virtually all use cases on Tangle requires a secure identifier and verifiable credentials.What I think will happen is that once Tangle EE ships the first version, all other companies using IOTA will start to implement it [One more question: How transparent will tangle EE be for the community?] 100%. This is why I/we consider Tangle EE to be such a significant milestone,it's not "just" IF, this is a coalition of major companies, start-ups and leading academic institutions building the solutions David Sønstebø오늘 오전9:11 [any ETA for the 1st Version?] That's another good thing, IF won't issue the ETAs, Tangle EE will : David Sønstebø오늘 오전9:12 [What does T(angle)EE do exactly?] It's a partnership and collaboration between several entities to develop and ship code and blueprints that are relevant for product developers and service providers That blog post is a good read to get better comprehension David Sønstebø오늘 오전9:13 It's incredibly important that IF's role slowly but surely decreases in importance. IOTA has to succeed independent of IF post-Coordicide and multiversial-slicing (advanced sharding equivalent) David Sønstebø오늘 오전9:14 I would say that it's an incredible important piece of the puzzle.Naturally Object Management Group (OMG) in Tangle EE will be key here as well, but IOTA is not married to "just" Eclipse. We also work closely with Linux Foundation. However, Tangle EE is very focused David Sønstebø오늘 오전9:22 I don't think IF will disappear, however, it will hopefully be purely R&D-driven in 10 years, whereas the other efforts are taken over by the ecosystem(companies, academia, start-ups and enthusiasts).Even post-Coordicide, we already now have theories on how to go way beyond even that.If we achieve our goal of IOTA being equivalent to TCP/IP, there will naturally be continuous development and research in the foreseeable future.I doubt we will reach complete satisfaction,especially now that smart contracts and oracles enter the equation: there's certainly more work to be done for IF, but my goal is for IF to "simply" be R&D David Sønstebø오늘 오전9:27 Definitely.This is why I coined the requirement for a "grandma on crack"; this is truly how simply using IOTA should be in 2-5 years. Just like very few even know wtf TCP/IP is David Sønstebø오늘 오전9:57 I agree 100% with your assessment, though as would Netflix do with Blockbuster's assessment when they declined to acquire Netflix. At the end of the day it's all about basic economic and human behavioural principles. Human nature does not change, but our environment does.Disruption will continue forever. Darwinian principles will forever remain true. A better option = adoption. It doesn't matter how hard the incumbents fight against it, they either adapt or go Kodak/Nokia/AOL
If you have decided to read all this, thanks, keep reading for a concise breakdown!
So what's the current big thing going on with ARK right NOW?
ARK.io has recently announced on both its blog and its Twitter that ARK Core v2.6 is coming to Mainnet February 11th. The iteration of 2.6 may sound anticlimactic, but it's far from that. Core v2.6 is the biggest upgrade to date- even bigger than the total Core overhaul performed for v2.0, deployed late 2018. The new version brings new transaction types to the ARK Public Network, including types that will play a role in creating an ecosystem of linked chains. This ecosystem of linked chains will have the ARK Public Network in the center of the action, storing chain details and allowing for chain discovery. These new transaction types include: Multipayments — sending to multiple ARK addresses, while just initiating one transaction, saves time and cost Multisignatures — you can now get all of the benefits of multisignatures where more than one user can propose or spend funds depending on the predefined terms (eg. 2 out of 3 users needed to successfully send tokens, vote, …) IPFS — register IPFS compliant hashes on the ARK blockchain within Desktop Wallet. Business & Bridgechain registrations — you can now register your business and bridgechain on the blockchain and soon, you will be able to get verified via our Marketplace to get access to some exciting new features. Delegate resignation — delegates who don’t want to be voted for anymore can now opt-out of this by simply initiating delegate resignation. Additionally, the Core v2.6 improves security against double-spend attacks by implementing nonces. Also, massive enhancements were made to the GTI or Generic Transaction Interface, a critical tool for developers who wish to develop decentralized applications.
What is ARK's unique approach to current issues plaguing the blockchain industry?
ARK empowers everyone, regardless of their aim or technical background, to quickly and easily leverage blockchain technology. In the current hype-driven blockchain landscape, ARK acts as a beacon for individuals, groups, and enterprises seeking to apply blockchain technology to both reach their individual goals and affect change in their local community. ARK’s uniquely simple technology stack allows almost anyone to create and deploy standalone blockchains for any use case with an intuitive graphical user interface and experience. These newly created blockchains also known as bridgechains will have the ability to interoperate through ARK SmartBridge Technology. ARK is also reinventing smart contracts with ARK Logic, a collection of tools including custom transaction types, templates, and plugins. ARK Logic brings security, adaptability, and scalability to decentralized computing workflows. Most importantly, the ARK Ecosystem fosters a growing international community of developers, node operators, blockchains, businesses, and enthusiasts who collectively breathe life into this disruptive technology. Get into the interactive whitepaper here.
Tell me about the ARK Public Network
Ok, no problem. Since coming online on March 21, 2017, the APN has operated as a P2P cryptocurrency with fast block times of 8 seconds and low dynamic fees (near a penny and somewhat novel for a DPoS blockchain). However, the end goal of the APN far exceeds that of just a cryptocurrency that is faster and cheaper to use than Bitcoin. I'll explain further in a minute. The network, as mentioned, is set up as Delegated Proof-of-Stake. This means forging delegates are deemed worthy to secure the chain and add blocks to it by the holders of the ARK token, which vote for delegates using their ARK as vote weight. ARK remains in users' control at all times, and the top 51 delegates in vote weight enter forging status. The network awards each delegate 2 ARK per block (~12,705 ARK/mo) for services rendered. This continues ad infinitum resulting in a declining inflation rate each year (relative to total supply). When users add or remove ARK from a voting wallet address, vote weight adjusts automatically and they don't need to vote again. Voting continues even if user's wallet is offline. The main uses of ARK as the cryptoasset of the ARK Public Network besides being a P2P cryptocurrency include:
Being a medium of exchange for ARK Public Network services. Delegates and businesses can operate services where transactions are settled in ARK.
Allowing convenience in interoperability, giving users access to bridgechain use cases via the main ARK cryptoasset.
Liquidity for small and large ARK bridgechains. This is via ARK SmartBridge Technology/ARK Swap Market (in development)
Payment method for plugin, delegate, and talent marketplaces. Services rendered can have transactions settled using ARK.
Yes, team good. Team very good. General sentiment among ARK team members is that ARK is a dream project to work on, and this motivates them to do great work on a consistent basis as the ARK technology stack progresses. Very recently, ARK hired an additional half dozen people in various departments, including marketing department. This brings ARK team total to over three dozen experts. The ARK business entity is also well funded with around 10 years of budget. The ARK business entity spends funds in a very sensible manner compared to some other projects who spend with insufficient foresight or discretion. Members of the board are thoughtful and deliberate, and the CEO FX Thoorens has been hard at work putting a spotlight on ARK, showing an 'intermeshing' of ARK with the global regulatory landscape in regards to crypto. Recently, ARK became a founding member of ADAN, a professional association based in France created to help structure and develop the digital assets industry. Other members include Consensys France and Ledger. ADAN will consult with public authorities, industry leaders and private bodies to promote the use of digital assets and all activities in this sector. This includes exchange platforms, brokers, hardware, protocols, decentralized applications and blockchain technology platforms. Hear FX Thoorens talk more about this in this podcast episode. The ARK business entity is located in France, but the ARK team is distributed across 10+ countries and multiple continents.
What's going to happen?
Cool stuff. Organizations and open source projects have been stumbling across ARK and really like what they see. Multiple projects are working with ARK technology and are at various stages of development, but since you're busy, I'll highlight the project nOS which recently launched their public testnet and uses ARK technology for their blockchain. nOS also has great things to say about ARK that you can hear in this podcast episode or watch in this video. We believe that as more businesses, organizations, and open source projects start looking around for blockchain solutions, they will also enjoy ARK's simplicity, flexibility, and feature set. Our powerful technology stack is backed up by a recently upgraded documentation hub for developers. The product we have that makes it very easy for projects to join the ARK Ecosystem is called the ARK Deployer, which you can learn about in this two minute video. It allows developers from all walks of life to create, customize and launch a standalone blockchain in three simple steps. In the near future, what's going to happen is a big improvement to the Deployer. The ARK Deployer will get an upgraded and more powerful user interface that also facilitates chain management post-launch, as well as interface directly with cloud providers like Digital Ocean to launch genesis node and peers in background. This would allow for a massive leap forward in our vision of 'Point. Click. Blockchain.' ARK.io is also working on a Marketplace for developers, where custom plugins and tools developed by both ARK.io as well as third parties can be acquired for assembling blockchains much easier. Imagine a wordpress-type environment where you can create a super-powerful and customized blockchain by connecting Legos together. In the same way that early World Wide Web needed WordPress/Squarespace style tools to bring the technology to every business or organization, we believe that this need will be out there for blockchain technology as this new decade progresses. There is more cool stuff that is going to happen, but I'll wrap it up there for now.
After reading all this stuff, what is it you want me to do?
Well, not make any financial decisions, because that is not the purpose of this information. However, as a developer, there's a lot of interesting things you should know and may want to consider doing. The ARK technology stack uses TypeScript and other JS-style frameworks, so if you know those, you should get excited.
Earn a lot more ARK. The Tier 0 Program offers bigger projects we need help with and therefore more ARK. You can even contact the team with an idea for a Tier 0 Project you want to do that makes ARK look cool. For example, there is a Tier 0 project designed to highlight ARK tech as a proof of concept for scooter rentals. See program status here.
Look into the ARK Deployer for making your own chain with a custom use case. If you are a part of a project that is currently just a token on someone else's mainnet, and you have scaling concerns or issues with sovereignty, ARK should be a candidate for upgrading your solution for this new decade. Check out ARK Deployer here.
Here's some additional less 'developery' stuff you can do:
Get your idea funded through theARK Community Fund. It's community run, and operated by community elected board members. Your idea can be anything that helps ARK, maybe some seed money for a business like this one that ships ARK Stickers worldwide, or maybe some small dev project, or video production, or article, etc.
Subscribe to the ARK Crypto Podcast. It happens weekly, and it's one of the absolute best podcasts in the space that's centered around a specific project. It knows you're busy, so it's to the point, well constructed, and entertaining. The podcast is looking for subscribers. Do it on iTunes, Google Play, Spotify, Castbox, etc. Here's an updated ARK overview episode that covers much more than you read in this post today.
Other subscribing goodies. Twitter, Slack, Discord, Reddit, Facebook, Medium, etc list of links here.
Just in case, throwing the website URL here, which is ARK.io - it's a really good website that has more information for users and developers, as well as live integrations with dynamic data.
Thanks for coming along for the ride of this post. ARK has been out here, it's out here, and it's going to continue to be out here, doing its part to make sure everybody knows that blockchains are, in fact, a thing.
Top-60 bitcoin/crypto quotes of the last decade, because reading them makes you feel good, and it feels good to feel good. Also one trading tip
First, number one trading tip for the next decade (in my opinion): XXA/XLM trading pair, price is 5.20 XLM (0.3588 USD). Ixinium XXA is so undervalued right now. Target profit +300% for this year. Backet by precious metals. Precious metals 100% insured by Lloyd's of London. Target price levels for this year because of precious metals base value: 12.0 XLM (0.83 USD, +130.6%) 18.8 XLM (1.30 USD, +261.5%) 23.2 XLM (1.60 USD, +345.9%) Price up since Coinmarketcap listing 7 days ago: 47.26% XXA/XLM trading pair on Stellarport and StellarX exchanges with zero trading fee. It's not too late to become an Ixinium whale :) My favorite bitcoin/crypto quotes, last ten years:
Came into Bitcoin for the short-term dollar gains. Stayed in Bitcoin for the long-term bitcoin gains.
Fiat addicts you to spending. Bitcoin addicts you to saving.
There are 1,900x more dollars in existence today than there was less than a hundred years ago. Bitcoin has no top because fiat has no bottom.
Most investors would be better off if they lost the password to their account and couldn’t log in for a few years.
How I learned to stop worrying and love the bear market: Value your wealth in bitcoin not fiat.
If I had a Bitcoin for every time someone asked me if I know who Satoshi is... I'd be Satoshi.
Every second bitcoin stays out of the spotlight, is another second we get to build unopposed. We can't take this time for granted.
You can't be excited about Bitcoin and fear the bear market. It's like being excited for Christmas but fearing winter. The bear market is a natural part of Bitcoin's mass adoption.
Crypto is the only money that works on the internet. But it's also the only money that works in space. It's really expensive to bring gold bars to Mars.
The fact that your normie friends don't think Bitcoin is cool yet is the reason why there is still massive upside potential.
Feel free to print (fiat money) as much as you need, as I am already all in crypto.
Satoshi walks in to a bar. Nobody knows.
Fiat supply: unlimited. Gold supply: unknown. Bitcoin supply: 21 million.
Most people still don’t know anything about Bitcoin except its price. But they don’t know why Bitcoin has a price in the first place. Hence the skepticism. When you don’t know why something has a price, it is impossible to understand how much it can really be worth.
There can never be more than 17 million people who own 1 full bitcoin. But in practice, there will be far fewer.
Internet allowed you to never have to go to the library. Bitcoin will allow you to never have to go to the bank.
Google's CEO is Indian
Nokia's CEO is Indian Adobe's CEO is Indian Amazon's BOD is Indian MasterCard's CEO is Indian Microsoft's CEO is Indian Pepsico's CEO was Indian indra nooyi Nasa has 58% Indian employees Do something towards $Btc bans in India! ENOUGH IS ENOUGH.
When you trade trends, you can be the last person to join the trend & first person to leave the trend & you can still outperform everyone else in long term simply because others will keep guessing the tops & bottoms while you will keep riding confirmed trends.
You don't need to fomo into positions, if you accumulate early.
If your "financial advisor" doesn't advise you to buy crypto, fire 'em.
Bitcoin doesn't care about your feelings. It also doesn't care about your gender, ethnicity, sexual preference or religion. Bitcoin just is.
Want to prove to an investor that your crypto product is needed? Get people to use it. It is really hard to argue with usage.
Is it possible to be a BTC maximalist and be Vegan? Asking for a friend..
If you think that bitcoin is not going to the mainstream, think again.
Most people don’t know what money is. This is why Bitcoin is still underrated. First, learn what money is. Then, you will be able to leverage the massive opportunity that is Bitcoin.
If you think the people in charge know exactly what they’re doing, do nothing & continue on with your life. If you think those in charge may NOT actually be as smart as they want us to think, buy a little Bitcoin. The status quo is a bet on humans, but Bitcoin is a bet on math.
Bitcoin is only risky to those who don’t understand it.
Short term volatility doesn’t phase long term investors.
If you manage your risk, your profits will take care of itself. If you don't, your parents will take care of you.
For every person in the world, there are only 0.00225764 bitcoins.
If you did your research, this bear market was expected. Bear or bull market, it’s business as usual for true Bitcoiners.
For Bitcoin to succeed, the whole world doesn't need to understand its value proposition. Those who do will profit from its monetization. Those who don't will naturally adopt this better money.
Economic reality imposes itself onto the world whether you're aware of it or not.
This is not financial advice. This is life advice. Buy Bitcoin.
If Banks & Fiat are horse carriages, then Bitcoin isn't merely cars, it's fucking teleportation.
How Bitcoin enables global prosperity:
Bitcoin makes you future-oriented Bitcoin makes delaying gratification easier Bitcoin makes saving & capital accumulation easier Bitcoin makes investing easier Bitcoin makes global trade easier Bitcoin makes advancing civilization easier
Bitcoin is the ultimate marshmallow experiment. People who are able to hodl for longer will tend to have better life outcomes.
Other than your human time, Bitcoin is the scarcest thing on earth. Human time will become more abundant as life expectancy increases. Bitcoin, however, will only become scarcer.
The energy cost of Bitcoin mining will pale in comparison to the improvements in the world’s productivity and prosperity that are enabled by Bitcoin.
Pros of bear market:
-You can buy more Bitcoin -Devs more productive than ever -Weak hands driven out+hodler base strengthened -Focus on fundamentals, not short-term price -Overvalued shitcoins deflated -Critical Infrastructure being built out, making next bull run even fiercer
The more productive we are during the bear market, the harder Bitcoin will pump in the next bull market. Ignore short-term price action. Focus on Bitcoin fundamentals.
Bitcoin bear market is the best time for buying, learning and staying miles ahead of the normies who will once again be late to the game and will buy the top.
Before you invest in Bitcoin, invest in educating yourself about Bitcoin. Understanding Bitcoin will make your conviction much stronger and enable you to maximize your gains.
There are 2 ways you can adopt Bitcoin:
Early on & willingly-> result: allows you to capture upside as Bitcoin grows & becomes widely used or
Much later & not having another choice-> result: failing to capture most upside from Bitcoin's monetization.
The choice is yours.
The overwhelming majority of highly intelligent people I talk to still have no idea why Bitcoin is valuable. We are extremely early. The ability to identify opportunity before others and take advantage of the information asymmetry is key.
Bitcoin will succeed with or without you. Don’t be left behind.
In the 90s people couldn’t imagine that the Internet would replace newspapers, TV, phone calls, shops & many other things. Today, people can't imagine Bitcoin becoming mass adopted money. Bitcoin will do to money what Internet did to information. And money is a way bigger market.
If every millionaire in the US wanted to have just 1 bitcoin they wouldn't be able to. There will always be fewer bitcoins than there are millionaires in the US (let alone the whole world). Ignore this at your own risk.
The corporations & institutions that stand to lose from Bitcoin adoption are made up of individuals who stand to benefit massively from Bitcoin adoption. Realizing that every group or entity is made up of self-motivated individuals is key to realizing why Bitcoin will succeed.
Bitcoin self-selects for people with:
* Low time preference * Long attention span * Commitment * Authenticity * Patience * Persistence * Ability to focus * Ability to go against the mainstream Bitcoin is a marathon, not a sprint.
If you don’t have a deep understanding of:
What money is
Functions of money
Money properties that fulfill its various functions
Then don’t you dare criticize Bitcoin.
Bitcoin doesn’t care:
- what color you are - what sex you are - what age you are - what your religion is - who your parents are - which university/school you went to - who you’re friends with - how expensive your lawyer is Bitcoin cannot discriminate.
You chase money every single day. You stress over money all your life. You worship money.
But you have no idea why money is valuable. Money controls your life because you have no understanding of what it is. Once you ask yourself “What is money?”, Bitcoin will make sense.
Satoshi Nakamoto deserves:
- Nobel Prize in Economics - Nobel Peace Prize - Nobel Prize in Physics But thankfully the last thing Satoshi needs is the validation of the establishment.
Bitcoin is doing better than corporations & altcoins though it never had:
- CEO - Marketing - Salaries - ICO - Partnerships - Headquarters - Customer support Bitcoin is an emergent superorganism. Members contribute according to their ability, driven by passion more than greed.
July 2011 - $31
- “Damn, I should've bought bitcoin earlier” Apr 2013 - $266 - “Damn, I should've bought bitcoin earlier” Nov 2013 - $1,242 - “Damn, I should've bought bitcoin earlier” Dec 2017 - $19,891 - “Damn, I should've bought bitcoin earlier” 2022-2023 - ... - “Damn..”
Successful crypto trading boils down to correctly predicting how the whales will torture the normies next.
Bitcoin doesn’t wait for anyone. It’s up to you if you want to learn this the hard way.
Percentage of world using the Internet in 1995 = 0.4%
Percentage of world using the Internet in 2019 = 58.8% Bitcoin is to money what the Internet is to information. Percentage of world using Bitcoin in 2019 = 0.4% If you thought you are late to Bitcoin, think again.
I didn't choose the dollar.
I didn't choose the euro. I didn't choose the pound. I didn't choose the yen. I didn't choose the ruble. I didn't choose fractional reserve banking. I didn't choose central banks. I didn't choose quantitative easing. I choose Bitcoin.
Go to location
Social Security #
Proof of address
Unreadable legal docs
Wait a week for your funds
Which one will the next generation choose? Many of these wisdom quotes are from the author of the new book called “This ₿ook Will Save You Time”, and he's donating all of the proceeds from the book sales to a Bitcoin developer.
The new app exposes this data so I wrote a script that generates results below. I can post updated stats every month or so if there's interest in it.
2 days 13:31:27
29 days 04:45:43
29 days 16:22:51
29 days 05:32:22
29 days 19:32:23
28 days 17:16:27
39 days 22:46:20
39 days 13:49:48
24 days 14:04:53
RMG-TV Description Word Usage
jeffrey (12), rover (9), dumb (9), man (7), son (5), duji (5), sex (4), woman (4), studio (3), kobe (3), bryant (3), nfl (3), police (3), tech (3), daughter (3), crash (3), 2020 (3), girl (3), taking (3), sleep (3), charlie (3), crew (2), bowl (2), christmas (2), mom (2), died (2), lose (2), phones (2), player (2), app (2), mattitude (2), saying (2), study (2), 30 (2), year (2), dan (2), costa (2), tuesday (2), recap (2), caller (2), phone (2)
rover (164), jeffrey (164), duji (103), dumb (75), nadz (67), woman (57), charlie (53), dieter (51), man (42), sex (40), update (39), school (38), tech (33), people (33), video (33), tuesday (32), daughter (31), costa (30), guy (30), dan (29), son (28), old (28), car (27), wife (26), live (25), women (25), year (24), snitzer (21), girlfriend (20), trip (20), talk (18), arrested (18), studio (18), house (18), tried (17), shows (17), found (17), police (17), could (16), game (16), mom (15)
rover (165), jeffrey (154), duji (114), nadz (92), woman (56), charlie (56), man (54), dieter (53), old (45), year (43), one (42), live (41), glory (39), rolling (38), tuesday (33), studio (32), tech (32), snitzer (32), dan (31), onboard (31), costa (30), hook-up (29), people (29), girlfriend (28), video (27), crew (26), update (26), recap (25), sex (24), daughter (23), guy (22), school (22), son (22), car (20), game (20), bus (19), wife (17), bought (16), house (16), explains (16), sexual (15)
jeffrey (202), rover (125), duji (96), charlie (83), dieter (61), nadz (57), woman (44), old (42), year (41), live (39), man (37), trump (36), sex (32), tech (31), studio (30), snitzer (28), tuesday (28), hook-up (28), dan (28), daughter (28), bus (27), update (25), guy (24), costa (24), wife (24), son (23), people (23), video (22), reviews (22), skidmark (22), cinema (22), car (22), crew (21), recap (21), women (21), one (19), sexual (16), girl (16), claims (16), rolling (15), glory (15)
rover (174), jeffrey (169), duji (97), nadz (66), studio (53), charlie (52), old (48), year (43), man (42), trump (41), costa (38), tuesday (38), tech (37), dieter (37), hook-up (36), dan (36), woman (35), daughter (33), reviews (30), update (30), skidmark (29), cinema (29), mom (24), video (23), ballrag (22), school (22), scott (22), game (21), explains (21), comedian (21), sex (20), taylor (20), guy (19), talks (19), wife (19), people (19), girlfriend (19), police (18), son (17), car (17), donald (16)
rover (171), jeffrey (158), duji (88), charlie (44), kaitlin (44), nadz (42), dieter (38), studio (36), guy (34), woman (33), video (32), year (31), old (31), explains (30), daughter (27), hook-up (25), tech (25), dan (25), girlfriend (25), tuesday (23), costa (23), car (23), skidmark (23), cinema (23), talks (22), reviews (22), roverfest (22), school (21), son (20), sex (20), talk (20), update (19), girl (18), b2 (17), your (17), comedian (16), football (16), ballrag (16), wife (16), trip (14), scott (14)
jeffrey (4), video (4), dumb (4), jlr (2), guy (2), mattitude (2), man (2), ten (1), year (1), anniversary (1), breaking (1), first (1), crazy (1), lady (1), supermarket (1), 't (1), stop (1), puking (1), baseball (1), game (1), daniel (1), armbruster (1), joywave (1), nick (1), wold (1), dreamers (1), talk (1), rover (1), aboard (1), rolling (1), glory (1), one (1), leftovers (1), rochester (1), rg1 (1), fart (1), martyr (1), drinks (1), beer (1), balls (1), taking (1)
jeffrey (16), man (10), car (9), guy (8), video (7), woman (7), hit (7), fight (6), fail (6), dumb (6), nadz (6), duji (5), rover (5), fails (5), update (5), charlie (5), wrestling (5), bus (5), falls (5), jlr (4), dieter (4), videos (4), gym (4), kid (4), motorcycle (4), news (4), party (3), female (3), fan (3), basketball (3), workout (3), bert (3), accident (3), vs (3), bike (3), girl (3), crashes (3), kids (3), bird (3), disaster (3), christmas (2)
jeffrey (22), guy (21), fight (15), rover (12), dog (11), duji (10), charlie (10), man (9), dieter (8), kid (8), girl (8), car (8), house (7), school (7), fail (6), falls (6), woman (6), takes (6), bar (5), all (5), bus (5), goes (5), cops (5), shot (5), movie (4), fails (4), ass (4), through (4), video (4), nadz (4), jump (4), motorcycle (4), game (4), live (4), birthday (4), fire (4), security (4), rmg (4), son (4), huge (4), gym (4)
jeffrey (47), guy (31), car (20), rover (19), woman (16), duji (16), man (16), girl (12), dog (11), charlie (11), fail (11), kid (10), hits (9), dieter (9), crash (9), accident (7), bear (7), falls (7), nadz (7), fight (7), disaster (6), farts (6), police (6), bike (6), caught (5), snitzer (5), train (5), through (5), video (5), crazy (5), plane (5), jumps (5), bull (5), motorcycle (5), ends (5), attack (5), chinese (4), fireworks (4), run (4), pisses (4), boat (4)
jeffrey (25), man (23), guy (20), rover (14), car (11), woman (10), duji (7), charlie (7), hit (6), kid (6), nadz (6), dieter (5), old (5), face (5), fight (5), dog (4), trump (4), falls (4), ass (4), fail (4), cavs (4), crash (4), crazy (4), blows (4), leg (4), video (4), truck (4), scott (4), rmg (3), bird (3), cop (3), bus (3), open (3), live (3), jlr (3), news (3), train (3), deer (3), stuck (3), run (3), breaks (3)
man (9), jeffrey (7), rover (7), guy (7), ballrag (7), kaitlin (5), duji (5), car (5), leftovers (4), kid (4), friday (4), fight (3), video (3), guys (3), dieter (3), vs (3), nadz (2), claims (2), halloween (2), candy (2), woman (2), hits (2), blows (2), caller (2), mad (2), own (2), first (2), time (2), drunk (2), jlr (2), date (2), thursday (2), cries (2), charlie (2), himself (2), phone (2), skat (2), starts (1), worst (1), half-court (1), shot (1)
0 days 03:25:48
0 days 22:49:45
1 days 04:11:16
0 days 18:22:21
1 days 20:56:58
0 days 00:20:29
Interviews Description Word Usage
talks (3), comedian (3), hernandez (2), carlos (2), mencia (2), bobby (2), lee (2), recent (2), featured (1), netflix (1), documentary (1), killer (1), inside: (1), mind (1), aaron (1), retired (1), nfl (1), player (1), ryan (1), o'callaghan (1), closet (1), while (1), playing (1), thoughts (1), actor (1), jb (1), smoove (1), curb (1), your (1), enthusiasm (1), rover (1), dancing (1), discusses (1), finding (1), half-brother (1), sexually (1), assaulted (1), kid (1), comments (1), joe (1), rogan (1)
talks (23), comedian (10), rover (8), all (4), dr (4), former (3), tv (3), things (3), jeffrey (3), losing (2), frank (2), donald (2), interview (2), hollywood (2), world (2), york (2), amazing (2), fired (2), weatherman (2), jeremy (2), kappell (2), station (2), marijuana (2), father (2), good (2), sorts (2), other (2), well (2), rose (2), one (2), game (2), series (2), sean (2), time (2), white (2), current (2), old (2), explains (2), sex (2), director (2), behind (2)
talks (26), rover (9), comedian (9), star (5), jim (3), morning (3), glory (3), father (3), #metoo (3), transgender (3), singer (3), talk (3), band (3), roverfest (3), wwe (2), dating (2), death (2), alcoholic (2), bad (2), actor (2), coming (2), expert (2), money (2), country (2), interview (2), studio (2), roseanne (2), former (2), tyler (2), game (2), flash (2), two (2), lead (2), world (2), business (2), x (2), adam (2), one (2), girls (2), past (2), years (2)
talks (19), comedian (11), life (6), rover (5), trump (3), bobby (3), kid (3), death (3), music (3), harassment (2), current (2), famous (2), own (2), actor (2), former (2), reveals (2), charlie (2), house (2), woman (2), mother (2), career (2), brother (2), abc (2), musician (2), tells (2), talk (2), wife (2), astronaut (1), wendy (1), lawrence (1), four (1), space (1), shuttle (1), missions (1), father (1), held (1), p.o.w (1), 6 (1), years (1), vietnam (1), msnbc (1)
talks (55), comedian (21), rover (18), trump (7), actor (7), family (7), donald (6), two (4), crazy (4), tells (4), whether (4), suicide (4), growing (4), career (4), story (3), man (3), divorce (3), wife (3), hillary (3), hear (3), tom (3), jerry (3), rob (3), death (3), police (3), black (3), david (3), interview (3), first (3), girl (3), chris (3), politics (3), caught (3), usa (3), against (3), public (3), state (3), charlie (3), daughter (3), own (3), dad (3)
margaret (1), cho (1), talks (1), bill (1), cosby (1), own (1), sexual (1), abuses (1), presidential (1), race (1)
0 days 00:47:17
0 days 08:32:42
0 days 08:46:44
0 days 07:32:48
0 days 12:38:33
0 days 01:39:27
0 days 00:08:34
Highlights Description Word Usage
jeffrey (5), rover (3), death (2), other (2), eat (2), just (2), picture (2), dumb (2), problem (2), watch (2), someone (2), instagram (2), infamous (2), outpouring (1), grief (1), kobe (1), bryant (1), guys (1), wonder (1), could (1), ever (1), cry (1), celebrity (1), each (1), notorious (1), hermit (1), never (1), leaves (1), house (1), effort (1), social (1), invites (1), dieter (1), wife (1), dinner (1), happen (1), jeremy (1), believes (1), chinese (1), coronoavirus (1), created (1)
jeffrey (42), rover (24), duji (16), dieter (13), nadz (13), crew (12), dumb (10), could (7), while (7), own (6), germany (6), make (5), rest (5), daughter (5), oktoberfest (5), guys (5), finally (4), thinks (4), years (4), may (4), story (4), way (4), car (4), wife (4), claims (4), flatitude (4), charlie (4), day (4), tried (4), time (4), blank (4), work (4), face (4), all (4), learn (3), christmas (3), every (3), comedian (3), wanted (3), like (3), home (3)
rover (34), jeffrey (32), nadz (22), charlie (21), dieter (20), duji (17), crew (12), fan (10), guys (8), snitzer (7), other (7), all (7), video (5), like (5), make (5), took (5), move (5), crazy (5), most (5), claims (5), another (5), wrestling (4), studio (4), jlr (4), movie (4), questions (4), bought (4), just (4), time (4), drink (4), girlfriend (4), girl (4), few (4), beep (4), years (4), only (4), one (4), week (4), wife (4), see (4), could (4)
jeffrey (41), dieter (21), rover (21), charlie (18), duji (16), one (11), nadz (11), just (6), guys (5), women (5), woman (5), now (5), comedian (5), buy (4), son (4), wife (4), day (4), fan (4), weeks (4), crew (4), jlr (4), your (4), house (3), no (3), watch (3), bet (3), someone (3), take (3), reason (3), work (3), board (3), sexual (3), concussion (3), injury (3), home (3), director (3), story (3), while (3), during (3), date (3), trip (3)
jeffrey (55), dieter (41), rover (39), nadz (26), charlie (19), duji (16), jlr (10), two (9), watch (9), may (9), one (8), there (8), woman (8), story (8), see (8), were (7), time (7), dad (7), like (7), while (6), now (6), during (6), crew (6), take (6), even (6), movie (6), scott (6), tells (6), make (6), video (6), toma (5), erin (5), day (5), ass (5), ballrag (5), just (5), work (5), won (5), hear (5), around (5), hook-up (5)
roverfest (21), 2015 (21), performs (19), flo (11), rida (11), scott (6), weiland (6), during (3), sevendust (3), filter (2), rover (1), eager (1), test (1), autopilot (1), feature (1), car (1), first (1), time (1), charlie (1), drove (1), around (1), via (1), skype (1), see (1), every (1), day (1), stage (1), performance (1), hey (1), man (1), nice (1), shot (1), vasoline (1), unglued (1), big (1), bang (1), baby (1), dead (1), bloated (1), crackerman (1), meatplow (1)
roverfest (2), 2014 (2), pod (1), kicks (1), set (1), boom (1), 15,000 (1), people (1), help (1), lil (1), jon (1), perform (1), low (1), rain (1)
How I Got Paid By 65 Different Beermoney Programs in 2018 [Guide]
How I Got Paid By 65 Different Beermoney Programs in 2018
Hi! Welcome to my guide for everything that paid me in 2018. Before I begin, here are a few details:
I do this completely on the side as a hobby. I have a job and am in school full time. This is just “extra”.
I don’t really do passive video programs and I don’t have a phone farm. Also, no mTurk.
I did not include referral earnings, and all of my earnings I included here are earned within the sites’ TOS and without exploiting any site.
I only counted earnings as what I actually cashed out of sites and received.
My selection of sites I use is very diversified, so you can make a lot more on some of these programs than I actually do. I just spread my time across a lot of different sites.
There are a couple ref links in here and they are clearly marked as so. I only included ones for less popular sites and ones that give a bonus to you guys when you use them. If you want a ref link for sites like Swagbucks check out the common beermoney sites pinned post and use one of the links on there to help someone else out :)
This was my top earner for the year and it only took me up until September to earn this amount. I had to stop because they require a W9 for anything over $600 and I was too lazy to file that. It is pretty similar to a traditional survey router, but I seem to have much better luck with not disqualifying here. I get paid $1 per survey but some people earn $2 per survey based on their demographics. Some people have issues with bans and getting locked out of accounts, so it is not for everyone. Because of this, it is important to cash out the minute you hit the cashout minimum of $10. There are both android and iOS apps but I highly recommend using android if possible because the iOS app pays in iTunes gift cards and the android app pays in Amazon gift cards. Overall, Quickthoughts is great if you are one of the lucky ones without account issues.
This is one of my favorite beermoney programs of all time. You complete a variety of very short polls and questions about consumer goods, food products, and services. The polls pay 1.5 cents each and the short answer questions pay 10 cents each. There are other ways that they ask questions, including longer surveys that are a combination between the polls and questions. All of them are well worth it for the time that they take. Reward options include Amazon, Target, Walmart, Steam, Xbox, and more. You can cash out starting at $5 and I am able to cash out about once a week. Definitely add this one to your routine if you have not yet.
This one is great. Take academic surveys for universities and researchers and get paid in cash. As long as you don’t miss attention checks you won’t get disqualified. Some people get multiple surveys a day and others get only a few a week based on demographics. Many pay at least minimum wage. I could have made a lot more on here if I tried. Universally regarded as one of the most “worth it” survey sites so give it a shot!
Pinecone pays a guaranteed $3 for 10-15 min surveys regarding opinions on new products. They also send free samples sometimes! You can cash out for a variety of gift cards or PayPal. I get about 1 survey a week on average. Pinecone is invite only so look for invites to sign up on other GPT sites as sometimes you can find them there. If you get in it is some of the best money you can make with surveys for the time you spend on it.
Branded Surveys has traditional router surveys. A major perk of using Branded used to be their generous daily login bonus. This has been reduced to 5 cents a day, so it might not be worth using this site for the login bonus alone anymore. They have a very high EngageMe rate at one cent per 3 videos if that’s your thing as well! Payouts start at $10 via Paypal and Amazon.
Big fan of this one. Their surveys have guaranteed rewards even if you screen out and can pay up to $2-3 for like 10-15 minutes. Their currency is “shells” and each shell converts to about 7 cents. Installing their meter on your devices adds a guaranteed 5 shells per survey. If you add it to your computer, phone, and tablet you get an extra 15 shells (about a dollar) per survey. I just have it on my computer so I get 5 bonus shells. Cashouts are quick for e-gift cards and they also offer physical items. Saving up for larger gift cards typically gives you better rates.
PrizeRebel is your typical GPT site with a variety of ways to earn, but it is most well-known for surveys. They pay $0.80 per survey on the YourSurvey router and that is where a majority of my earnings have come. Lots of cashout options starting at $2.
YouGov is a survey site/app that pays anywhere from $0.50 to $2 per survey. The best part of it is that you never disqualify. I get a couple surveys a week. Most of the surveys are about public policy, politics, or general opinions of companies. You get the best value for your points if you save up for the $100 cash out. They offer the $100 cash out in bank transfer and Amazon. The Amazon gift card option used to be a physical mailed card but now its an e-gift card so that makes it even better! They offer other gift cards but they are for smaller values at worse rates so I would avoid them. Available online, on android, and on iOS.
9. iMoney - $89
Get paid to download apps! The best thing about iMoney is that the apps always credit and you can get credit for apps you have downloaded before. That’s not the case on most paid-to-download apps. Earn 15-30 cents per app and there are 3-4 new apps available each day. They offer Amazon and PayPal but PayPal has a small fee. Added this towards the end of the year and hope to make more next year. Might not be in the app store at the moment? Couldn’t find a link to put in the title.
Roll dice, get points, redeem for physical items and e-gift cards. I get the daily spin rolls every day and watch their ads for more rolls. The key to VeryDice is saving up approximately 100 rolls before rolling to have enough to get the daily doubles bonus of $0.30. Worth keeping on your phone even if it’s just for the daily spin rolls. Available on both iOS and Andoid. If you want to enter my ref code at sign up you’ll get 30 free rolls :). It is 1319422.
Sign up and receive invitations to surveys via email. Don’t do their “partner surveys”, they rarely credit and you can get stuck in an endless loop. Their non-partner surveys are awesome. They pay well for the time spent but they also have one of the best disqualification bonusses I have ever seen. Every three surveys you take, regardless of whether you disqualify or not, you get a $2 bonus. That is $0.66 per survey on top of its base pay regardless of whether you qualify or not. They pay instantly with PayPal, Amazon, or Bitcoin.
Do you like movies? Then this one’s for you. Watch, rate, and tag movie trailers to earn Amazon gift cards. Each trailer has three stages and after completing all three you will make 23.5 cents per trailer. One thing to keep in mind is that you need a physical verification card sent to a US address in order to activate your account. I completed basically every trailer that was posted over the year, so my earnings are a good estimate of what you can plan on earning.
There are three main ways to earn here: a 3 cent daily login bonus, 7 cent location rewards for opening the app when a notification appears, and surveys. If you’re going to do surveys on here do relatively short TapResearch ones. The location rewards alone are why I use this app. The one negative of this app is that the cash out minimum is $25. Definitely worth having on your phone!
This is a pretty normal survey site. They have a daily login streak bonus that can double the value of your surveys when you reach the max streak which can make a lot of them worth your time. I stopped receiving surveys, so I assume I’m banned? So be careful with this one. Cash out minimums are $25 which is higher than I would like.
Another one of my favorites. Survey Monkey Rewards is a survey app created by Survey Monkey, a big name in survey development software. Surveys all take under 3-4 minutes and pay either 25 or 35 cents based on length. I almost never disqualify, and you can cash out instantly to Amazon starting at $5. Available on Android and iOS.
Earn.com lets people pay Bitcoin to contact you. I mostly received BTC to sign up for ICOs and airdrops for random tokens. They were aquired by Coinbase so there are changes to the program. They require a LinkedIn to make an account now as well (I think). If you can get into the program still it is pretty great!
This is a sister-site to Swagbucks. I have decent success with their surveys so I use it for that. They have some other ways to earn but I don’t use them. If you have the same success with their surveys it might be worth using.
Basically a smaller and sketchier MTurk. Lots of short tasks with decent earning potential but you have to find the right type of tasks for you. I did the click, search tasks for a while. There is PayPal with a $9 minimum but if I remember right they mail you a physical card with a pin before you can cash out to verify your identity. Not for everyone but worth a look.
This one is pretty simple. Get surveys on your phone, and redeem for Amazon, Visa, PayPal, and Starbucks! Surveys range from $0.50-$10. Some are location based and involve in-store activities. The more involved the surveys are, the more they pay. Don’t expect a ton of surveys, but many of them are worth your time. Available on Android and iOS. Minimum cash out is $10.
This survey site is average at best. I am having less success with them recently because I can’t be bothered to take a 20 minute survey for $0.90. The one benefit of this site is that they have a VERY small disqualification bonus. Some people do have success taking surveys on here and the cash out minimum is $10.
Another survey provider with no disqualifications! Woohoo! You receive email notifications when you have a new survey. Surveys pay $0.50-$2 and are usually not too long. They pay via a points system and you get better rates if you save up for the higher rewards. I cash out for Amazon, and they can take a long time to deliver rewards so be patient.
MooCash pays you to download apps and then open them for 3 days once a day. I have gotten paid as much as $2 for a single app download. They don’t always credit super easily so I would only try the better paying ones. You can cash out for BTC, Amazon, PayPal, and more. You can use my ref code (EHNPNC) when you sign up for some free coins. I think it’s only available to the first 20 people.
Short surveys with minimum PayPal cashout of $15. There are short surveys to collect demographic information that pay 10 cents. If you qualify for any of the longer surveys they can pay as much as $1.50. Surveys can be sporadic so just check the site once a day. Worth the time it takes to put into it.
UsabilityHub, now rebranded to UserCrowd, pays you to give feedback on websites and products. Each task pays anywhere from 10-50 cents and the minimum cash out is $10. UserCrowd is nice because unlike other usability testing sites you don’t need to record your voice or screen. I leave it in a pinned tab on Chrome and get notifications when there is a new task. They can vary in how often you get them. I enjoy this one, give it a shot.
This app has very short surveys with guaranteed rewards. You never disqualify or anything like that. I get a notification that I have a new paid survey about once a week. Surveys pay 30 cents to start but as you “level up” they become worth slightly more. Right now mine are worth 34 cents. Cashout is at $5 via PayPal. Available on iOS and Android.
This is the best sweepstakes app I have used. You get entries into the sweepstakes by watching videos. Each video is an entry. I watch 10 videos a day and usually win either $0.50 or $1 each day. It pays via Perk points so it’s a nice supplement to your Perk routine. If this keeps being so easy to win I should make a lot more with it next year! Available on Android and iOS.
I started using Dabbl towards the very end of the year. They offer short brand-sponsored polls and videos that pay anywhere from 5-20 cents. These are super infrequent and cashing out from these alone would take the better part of a year. Where I earn with Dabbl is their non-passive ads. You get paid 1 cent per ad so I run them when I’m doing other things. It adds up. They don’t offer Amazon so I cash out for Target. Cash outs are at $5. iOS and Android.
This is a pretty fun game show app. To summarize the game, you pick a percentage that you think a product will sell out at, and if you’re within the closest few people to the right percentage you win a decent little chunk of cash. I’ve won once. You can buy discounted products on here as well. Go check it out, it’s pretty addicting. My ref code is “Leeves” if you want to throw some bonus guesses my way :).
Take short polls and quizzes and get paid 6-25 cents a day. The unfortunate thing about KinIt is that they very rarely have their gift cards in stock. When they have them in stock they have a decent selection. Still worth your time in my opinion. iOS and Android are supported.
32. Life Fun and Everything - $25
This was an invite-only survey panel that gives me a $2 survey once a month. Found it on some GPT site.
Install Panel on your phone and get paid for sharing your location data. They drastically reduced their pay rate recently so I’m not sure it’s worth it anymore. Previously you could expect to make about $25 a year.
Short polls that pay anywhere from $0.50 to $1. I get about one a week. Only downside is that the minimum cash out is $25. Various gift cards (including Amazon) are available. Definitely worth keeping on your phone. I think it’s iOS only at this time.
One of the easiest GPT sites to use. Lots of offer walls and surveys. I don’t make a lot here but basically just do daily search, daily poll, Swago, and SwagIQ. If I wasn’t banned from their surveys for some reason I might make a little more. I use swagbucks from time to time to find easy offers to do. Overall, a decent place to start of you’re experimenting with beermoney for the first time.
This app uses your location data and pays you 10 cents (sometimes more) to fill out a short poll about stores and restaurants that you go to. They recently added e-gift cards instead of physical cards so that makes it a lot more attractive to use! iOS and Android.
This is one of the better apps that give you rebates on select grocery items as you shop in-store. If you buy a lot of groceries, there is money to be made here. They also have traditional online cashback portals and offers.
This app has surveys with a more personal and fun spin. You get paid via PayPal for each task that you finish. There aren’t always tasks available but when there are, they often pay well. I had one for testing an app that paid $9! It’s a nice option for something a little different than traditional surveys.
Attapoll is a survey app that sends you more traditional router surveys (many of which are Cint surveys). You might disqualify quite a bit here depending on your demographic so I stick to the short ones. Payouts are via PayPal, Bitcoin, and Ethereum. PayPal starts at $3 (nice), ETH at $3.50, and BTC at an insane $100. On both Android and iOS.
Smores is an Android lock screen app that pays a flat $0.10 a day for unlocking your device once. Their non-passive video section pays a cent per 2 videos at the moment so that can be a decent earner as well. Cash out as low as $1 for Amazon and other gift cards. I was pretty inconsistent in my daily unlocks this year and hope to increase my earnings next year.
Very straight forward. Do surveys, get paid. Some people have success with this type of site, and others disqualify a lot. I would stick to any surveys under 10 minutes in length to avoid wasting your time. Cash out for Amazon or PayPal at $10.
This app pays you based on your steps. I have it connected to Apple Health. It took me about 9 months to earn $10 and I am pretty active. Android and iOS are both supported. Doesn’t run in the background or drain my battery from what I can tell so it’s very passive and harmless.
This is a GPT site with a few offer walls. They have good EngageMe rates as well as a 5 cent daily bonus as long as you’re making a dollar a week on offers on the site. This is basically the only truly passive income that I have made this year from running EngageMe.
44. Cross Media Panel - $10
This is a program through Google that paid you to let them have an extension on your browser and on your phone. They discontinued most of this program so I am no longer earning from them. Parts of this program still exist but I haven’t looked into it much. Probably just worth skipping over at this point.
Paytime lets you earn money for your subscriptions by watching ads and answering a few questions about them. You can only cash out once a month because it is supposed to be used for monthly subscriptions. All they do is send you $9.99 via PayPal or Venmo once you watch 40 ads. The catch with PayTime is that you need to be a student at one of the universities that they support. Check their website for the list. Overall, if you are a student it could be an easy $10 a month. Hope to use this more next year.
Get paid to play games! There is a new game every 48 hours and the top 20% of scores at the end of the time period get paid. The top player makes $7 and the payout decreases as you go down the ranks. I have won somewhere around $2.50 every game that I have made it into the top 20%. Pays via PayPal when you win. On Android and iOS. You can use share code “lucky-disk-68” if you want to give me some extra lives :).
This is a pretty bad healthy living/rewards site. I think they had a few easy ways to earn, like downloading their app, and that’s how I cashed out. There was a post about it so be looking for opportunities like these on the subreddit. I won’t be using this again.
49. Amazon Shipping History Task - $6
Look for tasks like this that get posted on the subreddit. Got paid to submit some shipping data from Amazon.
50. DailyWin - $6
This used to be a scratch card app with a non-passive video section but it seems to be dead. Move along, nothing to see here.
Take short polls. Get instantly paid small amounts of money via Paypal. Pays in GBP so if your currency is USD you get to take advantage of that increase in value. Polls are spotty but worth it due to the instant payout (so no minimum or anything like that). iOS and Android.
Answer polls and get paid! Pays via PayPal at $5. Very simple and fun to use. Just answer the polls whenever they are available and watch the points add up. Added this at the end of the year so hope to expand on this next year.
53. Brand Insights Polling - $5
I honestly have no clue how I got paid by them. I think I took a survey that I found from a Facebook ad or something?
Get paid to download apps! They don’t pay the best and sometimes have a hard time crediting but still might be worth a shot. The very best paying apps pay around 30 cents. Some pay pennies. Available on iOS and Android. You can use my invite code “4848a6” and get a few free points.
This app sends you occasional very short surveys from Google that pay 10-20 cents. Using Google services and being mobile seems to increase the number of surveys that you get. Some people get a lot, some get less. Worth just having on your phone. The iOS app pays via PayPal and the Android app just give you Google Play credits.
This app has polls for college students to take. I think you need a .edu email address? Their rewards kinda suck so I stopped using it but they had an offer to cashout for $5 bitcoin to the Ben bitcoin wallet so I did that. Maybe worth it depending on what reward options they have at the time. Android and iOS.
Scan receipts and get paid. I get 2.5 cents per receipt on average. They also have products that you can get rebates on when you buy (sorta like iBotta). They only accept grocery store receipts. A good addition to your receipt scanning routine.
This is one of the most straight forward receipt scanning apps. It pays 1-5 cents a receipt (typically 2 cents). Cash out starts at $1 for Amazon or PayPal which is way lower than most receipt apps. Very nice. Hope to earn more with this next year. Has both Android and iOS apps.
This app pays you $0.50 per sign to submit help wanted signs that you find around your city. I have never actually submitted a sign but got paid $0.10 per sign to verify the validity of other people’s signs. I’ve seen people make pretty decent money on here.
This one seemed cool at first. Take short polls, get paid $0.25 instantly via PayPal. The problem is that I never get polls anymore. Others have had the same experience. You might be able to squeak a few cents out of it. Android and iOS.
Hope this helps you guys out, and if you have any questions let me know! Let me know what I should add to my routine :). Thanks to everyone who contributes to this subreddit because I found many of these programs thanks to you! Have a great 2019!
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